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Devonshire Asset Management, 16 Silver St Tel: 01271 327500 more
Philip Milton, Sterling House, 17 Joy St 01271 344300 Click Here


Devonshire Asset Management, 16 Silver St Tel: 01271 327500
Irvine Financial Srvs, Bridgewater Hse, The Square Tel: 01271 323689
Jacobs Neal, 13 Vicarage Street Tel: 01271 346685
SouthWest Financial Planning, 122 Boutport St Tel: 01271 325692
Phd Financial Mgment, 1st Floor, 17 Cross St Tel: 01271 379006


What is car insurance

In the UK , car insurance is a legal requirement. The minimum level of car insurance required by law before taking to the road is to cover your potential liability to other drivers and road users. Car insurance first became a legal requirement in 1930 when the Government introduced legislation which required every driver in the UK using a vehicle, or permitting others to use that vehicle, to be insured.

Today there are different types of car insurance available, and dependent on your circumstance one policy will be more suitable than another. In order to buy the most suitable car insurance it is important to understand the differences between the policies available and the effect these differences will have on you as a policy holder and other road users.

In the UK , the car insurance market is comprised of different types of insurance companies such as Norwich Union, thousands of brokers, and direct insurers like Esure. Direct insurers revolutionised the insurance industry by advertising directly to the customer and reducing prices by excluding brokers from offering their products. Aggressive marketing ensured that direct insurers are seen as household brands, a direct contrast to brokers!

The result to the customer was a far greater choice of insurance companies but this made the prospect of purchasing the right policy at the right price more difficult. Today, if you use a broker to find an insurance policy you can only expect to search 40% of the available market; the other 60% is controlled by direct insurers!

The Yahoo MotorWizard™ will enable you to very quickly identify the insurer capable of offering you the most suitable insurance policy. This is achieved by combining the different insurers to provide access to 98% of the rates offered by the main insurance companies, the direct insurers, and the smaller specialist high street brokers who have a presence on the Internet.

The insurance products and services mentioned on this page are introduced by Services Ltd, which is authorised and regulated by the Financial Services Authority. The service is subject to its terms and conditions.


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